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Oslo - Car insurance

There are three main types of car insurance (bilforsikring):

1. Third party liability (ansvarsforsikring) or traffic insurance (trafikkforsikring), which is required by law when you purchase a vehicle. This insurance provides coverage in case you are responsible for damage or injury to a third party.

2. Personal injury (personskade) provides coverage to the driver and the passengers in the car in case of an accident. This is partly included in the traffic insurance, but additional insurance is recommended.

3. Comprehensive insurance (kaskoforsikring) provides coverage on the car. This type of insurance covers cases of fire, theft, breakage and road assistance and in some cases collision damage. Ask the insurance company for details on the variety of comprehensive insurance packages.

Insurance rates vary according to the age of the driver and the car, as well as the type of car and the mileage on the car. The insurance premium is higher for drivers under 25. A no claims bonus is offered according to how many years the car has been in use without any insurance claims against it. This bonus can amount to 75 % after five years. Check with the insurance company for details.

Recommended car insurance companies in Oslo
  • Dial Forsikring
    Ulvenv. 75 A
    Oslo
    Norway
    Tel: + 47 (22) 93 9610
     Audi, Citroën, Ford, Honda, Mitsubishi, Nissan, Saab, Seat, Skoda, Subaru
  • Vesta Forsikring
    Fr. Nansensv. 19
    Oslo
    Norway
    Tel: + 47 (22) 96 4000
    website: www.vesta.no
     
  • Varde Forsikring
    St. Olavsg. 28
    Oslo
    Norway
    Tel: + 47 (22) 94 3900
  • Tveit Assuranse
    P. Birkelandsv. 24 D
    Oslo
    Norway
    Tel: + 47 (22) 32 3055
  • Storebrand If
    Filipstad Brygge 1
    Oslo
    Norway
    Tel: + 47 (22) 31 5050
    Tel: + 47 02400, 24 hours
    website: www.storebrand.no
     
  • Renault og Volvo Forsikring
    Lienga 2
    Kolbotn (outside Oslo)
    1410
    Norway

    Tel: + 47 (800) 41 441
  • Plus Bilforsikring
    Akersg. 16
    Oslo
    Norway
    Tel: + 47 (22) 47 5000
    Tel: + 47 (800) 31 200
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