France - Homeowner Insurance
If you want to be covered in case of property damage or loss deriving from disasters or burglary you must subscribe to home insurance whether you are a tenant or an owner.
Burglaries are very common in France, especially during holidays when houses and flats are left unattended for a period of time, therefore the insurance costs are high. Insurance companies might even insist that you to install an alarm system in your house.
Most insurance companies that offer car policies, will also offer homeowner's insurance.
website: www.assurland.com for comparing prices.