Money & Finance

Lets see how to fully benefit from being abroad and how to be wary of its downfalls

Banking Online

Known also as electronic banking (or e-banking), internet banking, PC banking, home banking. Expatriates appreciate bank e-services more than their peers, because the self-service capabilities allow them to keep business as usual wherever they are, quickly and efficiently.

Financial File or 'Family File'

It is important for expatriates to have a firm grasp on the fact that many situations change when they live abroad. It is dangerous for new expatriates to assume that things are dealt with in the same way as in their home country. Travelling often adds a level of complexity to the organisation and filing of all personal papers that are important. Paguro explains why creating a 'Family File' is so crucial for expats.

Global Investment

When it comes to investment, the world has shrunk and expats are better positioned than others to take advantage of it.

Offshore banking

Expatriates that are regularly moving countries, need different things from a bank besides everyday services, like being able to work with the bank while they're on the move. You need new services designed for people in your situation. Offshore banks provide you with such services.

Pensions and expats

Retirement plan and expats remind of oil and water, they just don't mix. But if you work on it you can make then stick together in an emulsion. An issue that is not to be left last. Take the matter in your hands and plan it.If you think of reading this text to find a solution to your expat pension's problem, we are sorry to disappoint you: there aren't any at the moment. The scope is to make you aware of the issue, to give you a snapshot of the situation and some suggestions on how to address the segmentation and defragmentation of a retirement plan resulting from an expatriate career.

Tax and Expatriates

Expatriates should be aware of the advantages, as well as the disadvantages, of dealing not with one, but two countries when it comes to filing their taxes.

To update prior moving

Moving gets easily out of control because there are zillions of things to take care of. Paguro will lay out to you the ABC of what you ought not to forget when leaving a country and arriving in a new one.

World currencies